Online loans of various types are gaining popularity. Meanwhile, choosing a reliable online lender is quite a challenge. In this guide, we are going to review one of the well-known independent lending companies – the Gentle Breeze loan company.
Gentle Breeze is a finance company engaged in providing small and micro-loans to the population via an extensive network of locations. Gentle Breeze payday loans are distributed online and with minimum paperwork, which makes them extremely popular. At the same time, loans provided by gentlebreeze are extremely expensive. But this fact doesn’t stop thousands of Americans willing to get some cash quickly and with no hassle.
Typically, online lenders don’t provide installment loans. Instead, all the fast loans provided need to be repaid in a lump sum. The distinctive feature of Gentlebreezeonline is flexibility. The lender is ready to provide short-term loans under special terms. You can decide on an appropriate payment schedule before you accept a loan agreement.
Gentle Breeze uses a simplified procedure of issuing loans. As far as they don’t conduct a credit check, minimum paperwork is needed. In a simple online application form, you need to specify your personal data – name, surname, age, etc. Additionally, you have to verify your identity and prove employment. Applications are processed within 10-60 minutes depending on the amount required. The funds are credited to your account within 1 through 3 working days.
If you still hesitate whether Gentle Breeze payday loans are worth applying for, consider the main benefits offered by the lender. Usually, borrowers mention the following advantages:
Gentle Breeze online loans are available to bad credit customers.
Applications are approved much faster than at banks.
The procedure for submitting applications is very simple.
Gentle Breeze payday loans can be returned in installments.
If these perks are of importance to you, then Breeze loans are definitely worth considering. Especially, loans of this kind are popular with those having a low credit score and those pressed for time.
If you have experience of using payday loans, you know they tend to be pretty small. The same is about Gentle Breeze loans. The maximum amount you can borrow from this lender is 1000 dollars. As for the minimum loan size, it is just $100. Keep in mind that smaller loans are approved faster and with less paperwork.
Gentle Breeze loans fall into the category of “instant” loans. It doesn’t mean that you get cash immediately upon applying. However, the procedure is really quick. On average, you need no more than an hour to get approval. Once the application is approved, the lender sends money to you. Depending on the bank involved, transaction processing can take from one to three business days. While Breeze loans are not, literally, instant, they are very fast if compared to conventional crediting products.
When it comes to safety, customers of Gentle Breeze online have nothing to complain about. The lending company utilizes modern encryption methods to protect users' data. Also, there are no reports about the company’s dishonesty. Gentle Breeze online lives up to its terms and conditions. However, don’t be lazy to read these terms and conditions before accepting the loan agreement to make sure you understand everything correctly.
If you Google-search for Gentle Breeze loans reviews, you’ll be surprised with the share of negative reports. The main problem that most borrowers face is the high interest rates offered by Gentle Breeze online. Many customers don’t read the terms and conditions thoroughly enough, which results in their disappointment. To avoid this trouble you should never take more money than you really need.
To get started you need to enter the site using your Gentle Breeze login. The interface is intuitive, so you’ll easily find a simple application form, which needs to be filled out. Just follow the on-site instructions to fill the form and send it to the lender. Don’t forget to specify your contact details to let Gentle Breeze get in touch with you. Wait for your application approval and accept the loan agreement to get the cash requested.
While eligibility criteria are few in number, they still exist, and all potential borrowers must comply with them. In particular, Gentle Breeze loans are provided only to adult citizens of the USA. Moreover, you must be able to verify your identity and age with a valid ID card/driver’s license. Another essential requirement is employment. You must be employed or, at least, you must have an alternative provable source of income.
You can get any amount from 100 to 1000 dollars.
Gentle Breeze loans are very expensive: even more expensive than most payday loans out there. The APR can exceed 1000%.
Gentle Breeze loans are very easy to obtain even with bad credit. Also, they are more flexible if compared to similar offers from other providers. It is possible to repay a loan in installments.
When you need to resolve your small financial issues urgently, a Gentle Breeze payday loan can be an easy and effective solution. Keep in mind, however, that Gentle Breeze loans are very expensive. Study the terms and conditions thoroughly to estimate all the potential risks and decide whether this solution really suits you.